IQ Option Izikhalazo Nezinkinga ka-2026
Izikhalazo Zokukhipha
Iningi lezikhalazo zokukhipha imali ziyizikhalazo zesikhathi, kanti isikhathi ngokuvamile sihlukaniswa phakathi kwezinhlangano ezimbili. I-IQ Option icubungula ohlangothini lwayo, bese ibhange noma uhlelo lwamakhadi lucubungula kolwalo, kanti ingxenye yesibili ivame ukuba yiyona ende.
Ukufunda izikhathi ezishicilelwe njengenombolo eyodwa yilapho ukukhungatheka kuqala khona. Ziyizinombolo ezimbili, kanti igebe phakathi kwazo lichaza imibhalo eminingi yenkokhelo ephuzile kunanoma yini enye.
| Indlela | Uhlangothi lwe-IQ Option | Uhlangothi olwamukelayo |
|---|---|---|
| Izindlela eziningi, umthetho ovamile | Kufike ezinsukwini ezi-3 zomsebenzi | Kuncike ngokuphelele endleleni engezansi |
| I-e-wallet | Kufakiwe ekucubunguleni | Ngokuvamile izinsuku ezi-1 kuya kwezi-3 zomsebenzi sekukonke |
| Ikhadi lasebhange | Kucutshungulwa ngokushesha | Kufike ezinsukwini ezingu-21 zomsebenzi ebhange |
| I-wire transfer | Kufike ezinsukwini ezi-3 zomsebenzi | Ukuhlanjululwa yibhange ngaphezulu |
| Ukudluliselwa kwemali ebhange lasekhaya (i-EFT) | Kufike ezinsukwini ezi-3 zomsebenzi | Izinsuku ezi-1 kuya kwezi-8 zomsebenzi kuye ngebhange |
Inkokhelo yekhadi ikhombisa leli phuzu. Iphuma eplatifomu ngokushesha, bese ingathatha kufike ezinsukwini ezingu-21 zomsebenzi ukuze ivele ekhadini, okuyisimo sohlelo lwamakhadi kunokuba kube yisinqumo seplatifomu. Umuntu obala kusukela osukwini acindezela ngalo okuthi khipha, elindele izinsuku ezintathu, uzophetha ngosuku lwesihlanu ngokuthi kukhona okonakele kanti akukho lutho. Imininingwane yeplatifomu, yezinkokhelo neyamalayisensi yaqhathaniswa namakhasi e-IQ Option uqobo mhla ka-30 Agasti 2026.
Imbangela yesibili evamile wukuqinisekiswa. Ukuqinisekiswa kobunikazi kumele kuqedwe ngaphambi kokuba ukukhipha kukhokhwe. Uma amadokhumenti engazange athunyelwe, noma athunyelwa abuya edinga ikhophi ecacile, isicelo sihlala silindele amaphepha kunokulindela imali. Esikrinini se-akhawunti kubukeka kufana nenkokhelo ehamba kancane, yingakho kufanelekile ukuhlola isimo sokuqinisekiswa ngaphambi kokucabanga ukuthi kunenkinga yenkokhelo.
Eyesithathu wukuvumelanisa indlela. Okulindelekile okujwayelekile kule mboni wukuthi imali ibuya ngendlela efike ngayo, ngakho idiphozithi yekhadi ibuyiselwa kulelo khadi kanti idiphozithi ye-EFT ibuyela kuleyo akhawunti yasebhange. Umuntu ofake imali ngekhadi bese ecela ukudluliselwa kwemali ebhange kwebhalansi yonke kungenzeka abone isicelo sibunjwa kabusha kunokuba sifezwe nje. Lokho kungumkhuba ojwayelekile kunokuba kube yisithiyo, kanti i-cashier yilapho imithetho esebenza ku-akhawunti yakho iboniswa khona.
- Qaphela usuku nenkomba yesicelo, hhayi nje usuku okwanyamalala ngalo ebhalansini yakho.
- Qinisekisa ukuthi ukuqinisekiswa kuqediwe ngaphambi kwesicelo, hhayi ngemva kokuba simile.
- Hlola okuncane: ukukhipha kuqala ku-$2, ngakho ibhalansi encane esele ingaba ngaphansi kwako.
- Bala kusukela ewashini elifanele, bese ubuza ibhange lakho uma iwindi lohlangothi lweplatifomu selidlulile.
Hlukanisa iwindi lokucubungula leplatifomu nelebhange, uqinisekise ukuthi ukuqinisekiswa kwenziwe, bese iningi lezikhalazo zokukhipha liyeka ukuba yizikhalazo libe wusuku ekhalendeni.
Izinkinga ze-Akhawunti
Umndeni wesibili ungowokufinyelela: i-akhawunti ekhawulelwe kulindwe ukuhlolwa, amadokhumenti enqatshiwe, noma ukungena okungaphumeleli. Lokhu kufundeka njengokwesabekayo kunakho konke kanti ngokuvamile kuyinqubo nje.
Imikhawulo kulindwe ukuqinisekiswa. Iplatifomu ephethe imali yamaklayenti inezibopho zokulwa nokuhlanzwa kwemali, okusho ukuthi ukuhlolwa kuvuswa yizehlakalo ezijwayelekile: ukukhipha kokuqala, ushintsho lwendlela yenkokhelo, ukungena kusukela ezweni elingajwayelekile, ukungafani phakathi kwegama le-akhawunti nethuluzi lenkokhelo. Umphumela ungaba yi-akhawunti ekhawulelwe kuze kuqinisekiswe ubunikazi. Kuzwakala njengesijeziso ngaphakathi kanti cishe njalo kuyisilawuli esisetshenziswayo kunokuba kube yisahlulelo esenziwa ngawe.
Amadokhumenti enqatshiwe. Ukwenqatshwa okuphindaphindekayo kuyisicefe futhi kuyalungiseka: isithombe esinokukhanya phezu kwenombolo, ikhona elinqunyiwe, i-ID ephelelwe yisikhathi, igama elibhalwe ngendlela ehlukile kunelise-akhawuntini, noma ubufakazi bekheli obusegameni lelungu lomndeni. Akukho kulokho okuyizimpikiswano ngawe; kungumbuyekezi ongakwazi ukufunda noma ukuvumelanisa lokho okuthunyelwe. Ukuphinda uthumele idokhumenti elicacile, eliphelele, elisasebenza ngokuvamile kuyakuxazulula, kanti isiqondiso seplatifomu sohlobo ngalunye lwedokhumenti yisona okumele usilandele kunombono ojwayelekile wokuthi yini okufanele ibalwe.
Izinkinga zokungena nokufinyelela. Lezi zihlukaniseka ngendlela ebikezelekayo.
- Abaphathi bamaphasiwedi nokuzigcwalisa ngokwawo okufaka iphasiwedi endala ngemva koshintsho, okukhipha iphutha elibukeka njenge-akhawunti evaliwe.
- I-imeyili engafiki yokusetha kabusha noma yesiqinisekiso, evame ukuhlala efoldeni ye-spam noma yezikhangiso.
- Amakhodi ezigaba ezimbili anqatshiwe ngoba iwashi ledivayisi seliphambukile, noma ngoba ikhodi ithayishwe ngemva kokuphelelwa yisikhathi.
- I-app engekho semthethweni noma ikhasi elizenzisayo elingasoze lamukele iphasiwedi esebenzayo ngoba alixhumene ne-akhawunti nhlobo. Izindlela ezisemthethweni yigumbi lokuhweba le-browser, ama-app e-Google Play nawesitolo se-App Store, ne-desktop client ye-Windows ne-macOS.
- Ama-akhawunti amabili, adalwe ezinyangeni ezahlukene ngamakheli e-imeyili ahlukene, lapho izimpawu zokungena ezithayishwayo zingezalelinye.
Okwenza noma yikuphi kulokhu kuguquke kusuka esontweni kuye ehoreni wukunika usekelo into engenza ngayo okuthile ngokushesha: ikheli le-imeyili elibhalisiwe, cishe usuku lokubhalisa, idivayisi ne-browser, amagama aqondile ephutha, nesikhathi lapho lenzeke khona. Inkinga ye-akhawunti echazwa ngokuthi ayingivumeli ngingene ayimniki lutho umsebenzi wosekelo angakubheka.
Izikhalazo zokufinyelela cishe njalo ziyisilawuli, idokhumenti noma idivayisi kunokuba zibe yisinqumo, kanti zixazululeka ngesivinini ongakwazi ngaso ukunikeza imininingwane ecacile.
Izinkathazo Zezindleko
Umndeni wesithathu yimali eyalahleka phakathi kwebhange nebhalansi. Impendulo evamile wukuthi bekungelona nhlobo ikhokhiso leplatifomu, kodwa kwakungumkhiphi wekhadi, ibhange, noma ushintsho lwemali lwenza lokho olujwayele ukukwenza.
Kunemisebenzi emithathu ehlukene evame ukubikwa njengesikhalazo esisodwa.
- Ikhokhiso lomhlinzeki wezinkokhelo. Ibhange lakho noma umkhiphi wekhadi angase asebenzise ikhokhiso enkokhelweni yamazwe ngamazwe. Lihlala esitatimendeni sakho, hhayi ku-akhawunti yokuhweba, kanti libekwa nguye.
- Ushintsho lwemali. I-IQ Option ikhipha izibalo zayo zemali ngamadola ase-US: idiphozithi encane kusukela ku-$10, i-trade encane engu-$1, ukukhipha okuncane okungu-$2. Akuzange kuqinisekiswe kulokhu kwakhiwa ukuthi kunikezwa yini amakhasimende aseNingizimu Afrika ibhalansi ebalwa ngerandi, ngakho phatha uhlobo lwemali ye-akhawunti njengalolo oluboniswa kuwe ekubhaliseni. Lapho inkokhelo yerandi ishintshwa, ushintsho lwenziwa ngumhlinzeki wezinkokhelo ngezinga lakhe, kanti lowo mehluko wenani uyizindleko zangempela ezingenalo iphesenti elishicilelwe ndawo. Akekho okufanele akucaphunele elilodwa.
- Uhambo olubuyayo. Faka imali ngerandi, ishintshelwe ohlotsheni lwemali ye-akhawunti, uhwebe, bese ishintshwa ibuyele lapho ukhipha, kanti ushintsho lwemali sekwenzeke kabili. Umuntu oqhathanisa irandi eliphume ku-akhawunti yakhe nerandi elibuyile, engabalanga izinguquko ezimbili zemali, uzothola umehluko futhi abuze ngokunengqondo ukuthi laya kuphi.
Ngakolunye uhlangothi, imithetho yemali eshicilelwe yeplatifomu iphansi ngokungajwayelekile futhi icace ngokungajwayelekile: kusukela ku-$10 ukuvula ibhalansi ekwazi ukuthatha isikhundla, $1 nge-trade, $2 ukukhipha. Abukho ubufakazi ezintweni ezishicilelwe zomsebenzisi weplatifomu bamakhokhiso eplatifomu afihliwe engezwe phezulu, kanti izikhalazo kulo mndeni ngokuvamile azihlali isikhathi esingaphezu komzuzu owodwa uma zihlangana nesitatimende sasebhange.
Okuhlukile okungekho ofuna ukukuzwa. Izikhalazo eziningi ngezindleko azizona nhlobo izindleko. Kungukulahlekelwa ekuhwebeni, okuchazwa ngolimi lwamakhokhiso ngoba leyo yincazelo ekhululekile. Ukuhweba ama-CFD nama-digital options kunobungozi bangempela bokulahlekelwa yimali oyifakayo, kanti ibhalansi eyehle ngenkathi izikhundla zivuliwe ingumkhiqizo osebenza njengoba nje kubhaliwe kunokuba imali ithathwa. Noma ubani ongaqinisekile ukuthi yikuphi kwalokho okwenzekile angakwakha kabusha esebenzisa i-akhawunti yamahhala yokuzijwayeza, eqala ngo-$10 000 wemali eyi-virtual futhi esebenzisa iplatifomu efanayo namanani abukhoma, kungekho ukusetshenziswa kwemali yakhe empendulweni.
Indlela ehlanzekile yokuxazulula umbuzo wezindleko wukubeka amadokhumenti amathathu eceleni komunye nomunye: isitatimende sakho sasebhange noma sekhadi, irekhodi le-cashier eplatifomu, nomlando wakho wokuhweba. Cishe wonke umbuzo onjena uphendulwa ngumugqa lapho lawo mathathu eyeka khona ukuvumelana.
Hlola isitatimende sasebhange, i-cashier nomlando wokuhweba ndawonye, ngoba iningi lezikhalazo zezindleko ligcina kuyikhokhiso lomhlinzeki, ushintsho lwemali, noma ukulahlekelwa ekuhwebeni.
Ukukhungatheka Ngosekelo
Umndeni wesine umayelana nengxoxo kunokuba ube mayelana nemali. Usekelo lusebenza ngengxoxo eplatifomu nange-imeyili, ayikho inombolo yocingo yaseNingizimu Afrika eqinisekisiwe, kanti izimpendulo zifika ngesivinini solayini obhaliwe.
Amaqiniso amabili esakhiwo abumba sonke isikhalazo sosekelo lapha. Konke kubhaliwe, futhi konke kungaphesheya. Ayikho inombolo yocingo yokunakekelwa kwamakhasimende yaseNingizimu Afrika eyaqinisekiswa kulokhu kwakhiwa, kanti akukho okufanele kucatshangelwe kunombolo etholakala ekhasini lemiphumela yosesho. Usekelo olubhaliwe lunenzuzo enganakwa, ukuthi lukhipha irekhodi ongalicaphuna kamuva, nezindleko ezisobala, ukuthi ingxoxo esheshayo ayitholakali ngesikhathi socindezelo.
Izikhalazo eziphindaphindekayo yilezi, kanye nento evame ukuzifushanisa:
| Lokho abantu abakubikayo | Okuvame ukukufushanisa |
|---|---|
| Impendulo ephinda ulwazi olujwayelekile | Umyalezo wokuqala onombuzo ocacile, ophendulekayo kunencazelo yomuzwa |
| Ukubuzwa imininingwane efanayo futhi | Ukuthumela i-imeyili ebhalisiwe, izinsuku, amanani, indlela nezinombolo zezinkomba emyalezweni wokuqala |
| Ingxoxo ebukeka iqala kabusha nomsebenzi wosekelo ngamunye | Ukugcina ingxoxo eyodwa ye-imeyili kunokuvula ingxoxo entsha isikhathi ngasinye |
| Ayikho impendulo embuzweni wenkokhelo | Ukubuza kuphela uma iwindi elishicilelwe lohlangothi lweplatifomu selidlulile ngempela, ucaphuna inkomba yesicelo |
| Ukugudlana kolimi nokwakhiwa kwemisho | Imisho emifushane, inkinga eyodwa emyalezweni ngamunye, izinsuku ngendlela engadidi |
Ukukhuphulela phezulu okusebenzayo ngaphakathi kohlelo olubhaliwe akunabuhle. Hlala engxoxweni eyodwa. Phinda ubeke inombolo yenkomba kuwo wonke umyalezo. Fingqa umlando ngemigqa emithathu phezulu uma ulandelela, ukuze umsebenzi wosekelo omusha angadingi ukuskrola. Cela ngokusobala ukuthi udaba lukhushulelwe phezulu uma abasemgqeni wokuqala sebephelelwe ngempela yigunya, futhi usho ukuthi ufuna umphumela onjani kunokuphinda usho isikhalo. Zigcinele wena ukuxhumana, njengoba irekhodi oliphethe wena lifaneleke ukwedlula lelo obungalicela.
Lapho lokho kuphelela khona, isimo esiqotho yileso le sayithi esisisho yonke indawo lapho sifanele khona: i-IQ Option ayigunyaziwe yi-Financial Sector Conduct Authority yaseNingizimu Afrika, kanti amaklayenti aseNingizimu Afrika asetshenzelwa yinhlangano yaphesheya. Ayikho indlela yasekhaya yezikhalazo, ayikho i-ombud yasekhaya futhi alukho uhlelo lwesinxephezelo lwaseNingizimu Afrika oluhlezi ngemuva kwedeski leplatifomu uqobo. Leyo yinto okumele uyikale kunokuba ibe yisinqumo, kanti kuyisona isizathu sokuthi ukubhala impikiswano kahle kusukela emyalezweni wokuqala kubaluleke lapha ukwedlula lapho bekungaba khona nomhlinzeki wasekhaya.
Usekelo olubhaliwe, olwaphesheya luvuza ukucacisa nengxoxo eyodwa eqhubekayo, kanti kufanelekile ukwazi ngaphambi kwesikhathi ukuthi ideski leplatifomu yiso isitobhi sokugcina.
Ukubeka Izikhalazo Ngomongo
Inani lezikhalazo kunoma yiliphi iplatifomu elikhulu lokuthengisa alisilo isilinganiso esihle salutho ngokwalo. Okubalulekile wukuthi udaba luqala ngakuluphi uhlangothi, nokuthi umsebenzi ongemuva kwalo ubhaliwe yini noma awuchazwanga.
Hlela imindeni emine ngokuthi iqala kuphi ngempela bese isithombe siba yisona esingasetshenziswa.
- Isikhathi ebhangeni elamukelayo — kuqala ngaphandle kweplatifomu, umsebenzi ushicilelwe, kuxazululeka ngekhalenda.
- Ukubanjwa kokuqinisekiswa nokwenqatshwa kwamadokhumenti — kuqala esilawulini iplatifomu ephoqelekile ukusisebenzisa, kuxazululeka uma amaphepha ehlanzekile.
- Amakhokhiso omhlinzeki noshintsho lwemali — kuqala ebhangeni noma kumkhiphi wekhadi, kuyabonakala esitatimendeni.
- Ukulahlekelwa ekuhwebeni — kuqala esikhundleni nasemakethe, kanti kungumkhiqizo oziphatha njengoba kuchaziwe.
- Ukugudlana kosekelo — kuqala olayinini olubhaliwe lwaphesheya, kanti kuyathuthuka kakhulu ngemiyalezo yokuqala engcono.
Akukho kulokho okuyisigaba ebesizoshintsha isinqumo ngempela. Leso sigaba besizoba ngumsebenzisi ongenanhlangano elandelekayo, izinkokhelo ezenqatshwa kungashiwo sizathu, noma amanani angalandeli imakethe yangempela. I-IQ Option ishicilela izinhlangano eziqanjiwe, inombolo yelayisensi engalweni yayo yaseYurophu, ama-akhawunti amaklayenti ahlukanisiwe, ukucwaningwa kwamabhuku ngabangaphandle nemisebenzi ecacile yenkokhelo, okungesona isithombe sebhizinisi elihlose ukungakhokhi.
Lapho ukuhlala uqaphile kufaneleka khona ngempela. Hhayi ngenxa yemindeni yezikhalazo engenhla, kodwa ngenxa yesakhiwo: ayikho indlela yasekhaya yokufuna isixazululo, izivikelo ezichaziwe zibikwa ngumsebenzisi ngokwakhe kunokubhekwa lapha, kanti umkhiqizo uqobo ungathatha yonke idiphozithi. Lawo maqiniso amathathu afanelekisa ibhalansi elinganiselwe namarekhodi amahle kangcono kunanoma yiliphi inani lokuphawula ezinkundleni.
Ukuhlunga okufushane kwesimo sakho.
- Qamba umndeni okuwo: isikhathi senkokhelo, ukufinyelela, izindleko, noma ukuxhumana.
- Thola ukuthi kukuluphi uhlangothi ngokuhlola isitatimende sasebhange, i-cashier nesimo sokuqinisekiswa.
- Kunike iwindi elishicilelwe ngaphambi kokukuphatha njengempikiswano nhlobo.
- Vula ingxoxo eyodwa ebhaliwe enezinsuku, amanani, indlela nezinkomba, bese uyigcina.
- Uma umsebenzi ugcina kuwukulahlekelwa ekuhwebeni, shintsha ukulinganisa isikhundla kunokushintsha iplatifomu.
Iningi lalokho okufakwa njengesikhalazo ngale platifomu liyachazeka, kanti incazelo ngokuvamile iyabonakala kumarekhodi akho ngaphambi kokuba usekelo luphendule. Ingxenye engachazeki yinetha lokuphepha lasekhaya elingekho, kanti leyo ifanele ukunquma ngayo ngamabomu kunokuyithola kamuva.
Hlela isikhalazo ngokuthi siqala kuphi ngaphambi kokusiphatha njengempikiswano, bese ugcinela ukuqapha kwangempela igebe lesakhiwo kunelinani lokuphawula.
Imibuzo ebuzwa abafundi
Kungani ukukhipha kwami imali ku-IQ Option kuthatha isikhathi eside kangaka?
Kusebenza amawashi amabili. I-IQ Option icubungula izindlela eziningi phakathi nezinsuku ezingafiki ku-3 zomsebenzi, bese uhlangothi olwamukelayo lwengeza isikhathi salo: izinsuku ezi-1 kuya kwezi-3 zomsebenzi kuma-e-wallet, izinsuku ezi-1 kuya kwezi-8 zomsebenzi ekudluliselweni kwemali ebhange lasekhaya, nokufika ezinsukwini ezingu-21 zomsebenzi ebhange enkokhelweni yekhadi noma ngabe iplatifomu iyikhulula ngokushesha. Hlola nokuthi ukuqinisekiswa kobunikazi kuqediwe, ngoba inkokhelo ayikhokhwa ize iqedwe.
Kungani i-akhawunti yami ikhawulelwe noma amadokhumenti ami enqatshiwe?
Ukuhlolwa kokuqinisekiswa kuvame ukuvuswa yikukhipha kokuqala, indlela entsha yenkokhelo, noma ukungafani phakathi kwegama le-akhawunti nethuluzi lenkokhelo. Ukwenqatshwa ngokuvamile kumayelana nokufundeka kunokufaneleka: ukukhanya phezu kwenombolo ye-ID, ikhona elinqunyiwe, idokhumenti eliphelelwe yisikhathi, noma ubufakazi bekheli obusegameni lomunye umuntu. Ukuphinda uthumele idokhumenti elihlanzekile, elisasebenza elilandela isiqondiso seplatifomu ngokuvamile kuyakuxazulula.
Ingabe i-IQ Option ikhokhisa izindleko ezifihliwe?
Akukho ezintweni ezishicilelwe zomsebenzisi weplatifomu okuchaza amakhokhiso eplatifomu afihliwe, kanti amanani amancane ashiwoyo aphansi: kusukela ku-$10 ukufaka imali, $1 nge-trade, $2 ukukhipha. Izindleko ezivela zingachazeki ngokuvamile zivela ekhokhisweni lebhange noma lomkhiphi wekhadi, noma zivela oshintsheni lwemali olwenziwa ngumhlinzeki wezinkokhelo. Alikho iphesenti loshintsho lwemali elishicilelwe, ngakho phatha noma yisiphi isibalo esicashuniwe ngokusola.
Ingabe likhona ideski lezikhalazo le-IQ Option noma i-ombud eNingizimu Afrika?
Usekelo lusebenza ngengxoxo eplatifomu nange-imeyili, kanti leyo ndlela yangaphakathi yezikhalazo yiyona eyakho eyinhloko. I-IQ Option ayigunyaziwe yi-FSCA kanti abaseNingizimu Afrika basetshenzelwa yinhlangano yaphesheya, ngakho ayikho i-ombud yasekhaya, ayikho indlela yezikhalazo ye-FSCA futhi alukho uhlelo lwesinxephezelo lwaseNingizimu Afrika ngemuva kwayo. Ukugcina irekhodi lakho elibhaliwe kusukela emyalezweni wokuqala yikho okukhokhela lokho.
Ngingasifaka kanjani isikhalazo esixazululeka ngempela?
Thumela ingxoxo eyodwa ebhaliwe enekheli le-imeyili elibhalisiwe, usuku nenani, indlela yenkokhelo, nanoma yiziphi izinkomba zesicelo noma zomsebenzo, bese ugcina yonke impendulo kuleyo ngxoxo efanayo. Sho umphumela owufunayo kunokuphinda usho inkinga, futhi ukhuphulele phezulu kuphela uma iwindi elishicilelwe lokucubungula selidlulile ngempela. Ukucacisa kunyakazisa ulayini obhaliwe waphesheya ngokushesha okwedlula ubuningi.
Ingabe izikhalazo nge-IQ Option ziyisizathu sokungayisebenzisi?
Iningi liwela emindenini emine echazekayo: isikhathi ohlangothini lwebhange, izilawuli zokuqinisekiswa, amakhokhiso omhlinzeki noma ushintsho lwemali, nokulahlekelwa ekuhwebeni okuchazwa njengamakhokhiso. Akukho kulokho okuchaza umsebenzisi owenqaba ukukhokha. Izizathu zokuhlala uqaphile ngezesakhiwo kunokuba zibe ngezemibiko yabantu: akukho kugunyazwa kwe-FSCA, ayikho indlela yasekhaya yokufuna isixazululo, kanye nomkhiqizo ongakulahlekisela ngemali oyifakayo.