Ingabe i-IQ Option Iyethembeka eNingizimu Afrika? Isinqumo 2026

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Ingabe i-IQ Option Iyethembeka eNingizimu Afrika? Isinqumo 2026

Ukuchaza "Iyethembeka" Lapha

Abantu ababuza ukuthi ingabe i-IQ Option iyethembeka yini ngokuvamile babuza imibuzo emithathu ehlukene ngasikhathi sinye. Ukuyihlukanisa yiwona msebenzi omningi, ngoba emibili inezimpendulo ezicacile kanti owesithathu uyisahlulelo osenza wena ngokwakho.

Ake sithathe umbuzo ngamunye.

  1. Ingabe le nkampani ikhona ngempela, noma iyigobolondo elithatha amadiphozithi bese linyamalala? Umbuzo ngokuba khona nangobunikazi, ophendulwa ngokuvela obala.
  2. Ingabe inelayisensi yokungisebenzela lapha, inendlela yezikhalazo uma izinto zingahamba kahle? Umbuzo ngokugunyazwa kwasekhaya, ophendulwa ohlwini lomlawuli nasekhasini lokulawulwa lomsebenzisi weplatifomu uqobo.
  3. Ngingayilahlekelwa yini imali kuyo? Impela, futhi lokho akuhlangene nokwethembeka. I-broker yaseNingizimu Afrika enelayisensi ephelele nayo ingakubiza yonke idiphozithi yakho uma uhweba kabi.

Indlela usesho olwakhiwe ngayo nayo iyisikisela. Bambalwa kakhulu abantu abathayipha ukuthi ingabe i-IQ Option iyethembeka ngaphambi kokuba babe nokuxhumana neplatifomu; bakuthayipha ngemva kwesikhangiso, ngemva kokutuswa umngane, noma ngemva kokuba inkokhelo ithathe isikhathi eside kunokulindelekile. Lokho kusho ukuthi umbuzo ngokuvamile ufika unokukhathazeka okuthile, kanti ukududuza okujwayelekile akuphenduli lutho kukho. Okulandelayo kuhlelwe ukuze uthathe ungqimba oluhambisana nokukhathazeka kwakho ushiye okunye.

Cishe yonke impikiswano ngale-broker ezinkundleni zaseNingizimu Afrika ingabantu ababili abaphendula imibuzo ehlukene becabanga ukuthi bayaphikisana. Umuntu olahlekelwe yidiphozithi ezikhundleni ezine-leverage nomuntu othole inkokhelo ezinsukwini ezinhlanu zomsebenzi bangase babe bobabili bechaza iplatifomu ngokunembile.

Ukulandelana kwaleyo mibuzo nakho kubalulekile. Ukuba khona kushibhile ukukuhlola futhi kuyivelakancane ukuba yinkinga yangempela. Ukugunyazwa kwasekhaya yilapho okubaluleke khona kumuntu waseNingizimu Afrika, kanti yiwona mbuzo iningi lokubuyekezwa oliphendula ekugcineni noma lingawuphenduli nhlobo. Ubungozi bomkhiqizo yibona abantu abathola ngabo ngemva kwesikhathi, ngokuvamile imali yabo iba nguthisha. Ukuguqula lolo hlelo kubiza abafundi ngaphezu kwanoma yiliphi iqiniso elilodwa elingekho.

Inkohliso kuqhathaniswa nobungozi bokuhweba. Umsebenzo wenkohliso uthatha imali yakho bese ukunika into engenakukwazi ukuyibuyisa. Ubungozi bokuhweba busho ukuthi unikwe ncamashi lokho okwakhangiswa, isikhundla semakethe sangempela, kwathi imakethe yaya ngakolunye uhlangothi. Ukuziphatha okwehlukanisa lokhu kucacile: izitifiketi eziqanjiwe, ukungabi khona kwenhlangano elandelekayo, ukukhipha imali okuvinjelwe ngaphandle kwesizathu esishiwoyo, amanani angalandeli imakethe yangempela. Ukulahlekelwa yidiphozithi kupheya elinyakazayo akukho kulezo zinto.

Lo mehluko ubalulekile ngokoqobo, hhayi ngamagama nje. Ukuba iplatifomu ibiyinkohliso, impendulo efanele ibizoba ukungabi nabudlelwane nhlobo nayo. Uma ubungozi bungumkhiqizo, impendulo efanele ukulinganisa izikhundla zakho kahle nokufunda ngaphambi kokuzibophezela. Lokho kuyiziqondiso eziphambene, ngakho ukuthola ukuhlonza okulungile kushintsha lokho okwenzayo ngempela okulandelayo.

Ilayisensi kuqhathaniswa nokubhaliswa kwasekhaya. Ukubhaliswa kwenkampani kuqinisekisa ukuthi inhlangano ikhona ngokomthetho kwenye indawo. Ilayisensi yokuziphatha isho ukuthi umlawuli wezezimali ubheka indlela leyo nhlangano ephatha ngayo imali yamaklayenti nendlela okumele iphathe ngayo isikhalazo sakho. Akuyona into eyodwa, kanti ukukudidanisa kuyiphutha elivame kunawo wonke kule mpikiswano.

Kunokudideka kwesithathu okufanele kubalulwe: idumela alilona ubufakazi. Iplatifomu ingaheha ukuphawula okuningi okunolaka ngoba inkulu, ishibhile ukujoyina futhi ithengisa umkhiqizo olahlekelwa yimali kaningi, ngaphandle kokuthi lokho kuphawula kuchaza ukuziphatha okubi. Ngokufanayo, udonga lokubuyekezwa okuncomayo lufakazela okuncane kakhulu, njengoba ukuphawula okuhle kulo mkhakha kuvame ukukhokhelwa. Akukho kobubili obukutshela lokho okudingayo, yingakho leli khasi lisebenza ngokuvela obala esikhundleni salokho.

Indlela leli khasi elikwahlulela ngayo. I-Veld & Ledger yideski lokubuyekeza elizimele laseNingizimu Afrika, hhayi i-broker futhi hhayi i-IQ Option. Akekho lapha owavula i-akhawunti, wafaka imali noma wakhipha imali ukuze abhale lokhu. Ubufakazi obusetshenzisiwe yizinto ezishicilelwe zomsebenzisi weplatifomu, isakhiwo semizila yezinkokhelo yaseNingizimu Afrika, nohlu lwe-FSCA, ongazisesha wena. Imininingwane yeplatifomu, yezinkokhelo neyamalayisensi yaqhathaniswa namakhasi e-IQ Option uqobo mhla ka-30 Agasti 2026. Lapho kungekho lutho olusemthethweni olwaqinisekiswa, leli khasi liqopha igebe kunokuligcwalisa.

Ukwethembeka, ukugunyazwa kwasekhaya nethuba lokulahlekelwa yimali yimibuzo emithathu ehlukene, kanti ukuyiphendula ndawonye yikho okukhipha izinqumo ezididekile.

Ubufakazi Bokwethembeka

Kumbuzo wokuqala irekhodi licacile. I-IQ Option iqamba izinhlangano zayo ezisebenzayo, ishicilela izinombolo zokubhaliswa nenombolo yelayisensi, futhi ibeka izivikelo zemali yamaklayenti umsebenzo oyigobolondo ongebe nasizathu sokuzichaza.

Nakhu umsebenzisi weplatifomu uqobo akubeka erekhodini.

OkuvezwayoOkushicilelweOkusungulwa yikho
Umsebenzisi ongaphandle kwe-EEASKY LADDER LLC, e-Antigua naseBarbuda, inombolo yokubhalisa ILLC 004Inhlangano eqanjiwe, ebhalisiwe isebenzela amaklayenti angaphandle kwe-EEA, kufaka phakathi iNingizimu Afrika
Umsebenzisi we-EEAIQBroker Europe Ltd, eCyprus, HE327751Inkampani yesibili ebonakalayo yamaklayenti aseYurophu
Umlawuli we-EEAIlayisensi ye-CySEC engu-247/14Ilayisensi yokuziphatha ikhona, iphethwe yinkampani yaseCyprus yamaklayenti ayo e-EEA
Imali yamaklayentiAma-akhawunti asebhange ahlukanisiwe, ehlukene nemali yokusebenzaUkwehlukaniswa okushiwoyo phakathi kwebhalansi yakho nemali yokusebenza yenkampani
IsiqinisekoUkucwaningwa kwamabhuku okungaphakathi nokwangaphandle njaloAbanye abantu bayawabheka amabhuku
Ukuphathwa kwamakhadiUkuthobela i-PCI DSS 4.xIzinga elaziwayo lisebenza kudatha yezinkokhelo
Ukuphepha kweplatifomuUkubethelwa, izinqawe zomlilo, imithetho yokulawula ukufinyelelaUbunjiniyela bokuphepha obujwayelekile, obuchaziwe kunokusikiselwa

Ilayisensi yamazwe ngamazwe ikhona, futhi kufanele ishiwo ngokunembile. I-CySEC 247/14 iyilayisensi yokuziphatha yangempela ekhishwe yi-Cyprus Securities and Exchange Commission. Inamathela ku-IQBroker Europe Ltd futhi imboza amaklayenti aleyo nkampani e-European Economic Area. Ayifiki eNingizimu Afrika, kanti i-akhawunti yaseNingizimu Afrika ayiphethwe ngaphansi kwayo. Ukubuyekezwa okuchaza i-broker njengenelayisensi nje, ngaphandle kokusho ukuthi yiyiphi inhlangano nayiphi amaklayenti, kucaphuna iqiniso ngokwezobuchwepheshe kodwa kukushiya nomqondo ongalungile.

Qaphela lokho ithebula elinjalo elingakwazi ukukwenza. Umugqa ngamunye kulo ngumsebenzisi weplatifomu ezichaza yena, kanti ukuzichaza kuyisiqalo kunokuba kube ubufakazi. Okwenyusa inani lalo wukuthi lokho okushiwoyo kucacile futhi kungahlolwa ngohlobo lwakho: inombolo yokubhaliswa ingabhekwa, inombolo yelayisensi ye-CySEC ingaseshwa ohlwini lomlawuli uqobo, kanti ukufakwa esitolo sama-app kukhona noma akukho. Okushiwo ngokungacaci yikho okufanele kungathenjwa, kanti lokhu akukona okungacaci.

Irekhodi lokusebenza. Ibhrendi isihwebe ku-inthanethi iminyaka, isebenzisa ama-app ashicilelwe ezitolo ze-Google Play ne-Apple ngaphansi kwezinqubo zokubuyekeza zalezo zitolo, igcina i-desktop client elandekayo ye-Windows ne-macOS, futhi yakhe ukuhlanganiswa kwezinkokhelo zasekhaya, kufaka phakathi i-EFT yaseNingizimu Afrika enesinyathelo se-OTP, okudinga ubudlelwane bangempela namabhange ukuze buhlelwe. Lezo yizigxivizo zeminwe zebhizinisi elisebenzayo kunesayithi lesikhashana.

Ukuba khona kwezitolo zama-app kudinga umusho wawo wodwa, ngoba kuvame ukwenziwa okukhulu kunalokho okuyikho. Ukufakwa ku-Google Play nasesitolo se-App Store kusho ukuthi lokho okwakhiwe kudlule ezinqubweni zokubuyekeza zalezo zitolo, okuyisihlungi esinencazelo sobuchwepheshe nesenqubomgomo. Akuyona ilayisensi yezezimali kanti akekho okufanele akufunde kanjalo. Inani lakho lapha lincane futhi lingelangempela: kwenza umsebenzisi ongalandeleki abe kude nokwenzeka, futhi kukunika indlela yokulanda eqotho.

Ubufakazi bansuku zonke. Imali iyaphuma. Imisebenzi yenkokhelo eshicilelwe icacile kunokungacaci: ukukhipha okuncane okungu-$2, ukucubungula okufika ezinsukwini ezi-3 zomsebenzi ohlangothini lomsebenzisi weplatifomu, nezikhathi ezihlukene zohlangothi lwebhange ngendlela ngayinye. Umsebenzo ohlose ukungakhokhi ubungebe nasizathu sokukubhala ngale mininingwane, futhi ubungebe nasizathu sokusebenzisa i-akhawunti yokuzijwayeza yamahhala eqala ngo-$10 000 wemali eyi-virtual ngaphandle komkhawulo wesikhathi kanye namanani emakethe abukhoma.

Ngobufakazi obukhona, i-IQ Option iyibhizinisi elikhona ngempela nelibonakalayo elinezinhlangano eziqanjiwe, ilayisensi yangempela yaseYurophu, nezivikelo elizichaza ngamagama acacile.

Igebe le-FSCA

Igebe elilodwa langempela kumuntu waseNingizimu Afrika wukugunyazwa kwasekhaya. I-IQ Option ayigunyaziwe yi-Financial Sector Conduct Authority, ngakho izivikelo obungazilindela ku-FSP yasekhaya azinamatheli nje ku-akhawunti yakho.

Isimo, ngokusobala. Ikhasi lokulawulwa le-IQ Option uqobo liqamba ilayisensi ye-CySEC yenhlangano yayo ye-EEA kanye nokubhaliswa e-Antigua naseBarbuda kwabo bonke abanye. Akukho kugunyazwa kwe-FSCA okushiwoyo ndawo kulo, kanti abaseNingizimu Afrika basetshenzelwa yinhlangano ebhaliswe e-Antigua. Le sayithi ayilwenzanga usesho olubukhoma ohlwini lwe-FSCA kulokhu kwakhiwa, ngakho lesi sitatimende sisekelwe kulokho okuvezwe ngumsebenzisi weplatifomu uqobo, kanti ungakwazi futhi kufanele ukuqinisekise wena ohlwini lwe-FSCA ngemizuzu embalwa.

Lokho ukungabi khona kwakho okukubiza kona ngempela.

  • Ayikho indlela yezikhalazo ye-FSCA. Impikiswano ixazululwa ngenqubo yomsebenzisi weplatifomu uqobo, ayikhushulwelwa kumlawuli waseNingizimu Afrika.
  • Ayikho i-ombud yasekhaya. Alikho ihhovisi lasekhaya elinegunya lokuthatha icala lakho.
  • Alukho uhlelo lwesinxephezelo lwaseNingizimu Afrika. Ayikho into yasekhaya emile ngemuva kwebhalansi yakho uma inkampani iwa, futhi akukho hlelo okufanele lucatshangelwe noma lusikiselwe.
  • Amazinga okuziphatha abekwa kwenye indawo. Indlela i-akhawunti yakho ephathwa ngayo ilawulwa yimigomo yomsebenzisi weplatifomu nendawo yakhe yasekhaya kunemithetho yokuziphatha kwemakethe yaseNingizimu Afrika.

Kubalulekile futhi ukuba nembile ngelayisensi ye-CySEC kulo mongo, ngoba yilona qiniso elivame ukusetshenziswa ukuvala impikiswano ngaphambi kwesikhathi. Leyo layisensi iyangempela futhi isho ukuthi umlawuli ubheka inkampani yaseCyprus ngamaklayenti ayo aseYurophu. Ayisho lutho ngendlela i-akhawunti yaseNingizimu Afrika ephathwa ngayo, ngoba leyo akhawunti ayiphethwe yinkampani yaseCyprus. Ilayisensi ongelona iklayenti ngaphansi kwayo ayikuniki sivikelo, noma ingabe iyangempela kangakanani.

Lokho okungakushoyo. Akukona ukwephula umthetho ukuthi umuntu waseNingizimu Afrika avule i-akhawunti ne-broker yaphesheya. Awukho umthetho owephulwayo ngokufaka imali enkampanini engenakho ukugunyazwa kwe-FSCA, kanti abaningi baseNingizimu Afrika basebenzisa amaplatifomu aphesheya ngamabomu ukuze bathole amathuluzi noma imikhiqizo abangeke bayithole ekhaya. Ukungabi khona kwelayisensi yasekhaya yiqiniso okumele likalwe, hhayi isinqumo, kanti leli khasi ngeke lenze sengathi kungenjalo nakuphi na.

Indlela yokukukala ngokwethembeka. Zibuze umbuzo owodwa: uma inkokhelo ilahleka kanti usekelo lungakwazi ukuxazulula, ubuzokwenzenjani okulandelayo? Uma impendulo yakho idinga umlawuli wasekhaya, i-ombud noma uhlelo lwesinxephezelo, khona-ke lokhu akukufanele, kanti akukho kuhle kweplatifomu okukushintshayo lokho. Uma impendulo yakho ukuthi ubuzolinganisa i-akhawunti ukuze isimo esibi kunazo zonke sikwazi ukubekezelelwa bese wamukela inqubo yomsebenzisi weplatifomu uqobo, khona-ke wenza le nto okumele uyikale ukwazi, okuyiyona kuphela ndlela enengqondo yokuyenza. Ikhasi elizinikele lesimo se-FSCA lihamba nawe endleleni yokusesha ohlwini nokuthi imiphumela isho ukuthini.

Umphumela osebenzayo endleleni olinganisa ngayo i-akhawunti: njengoba kungekho hlelo lwasekhaya lwesinxephezelo, inani olibeka eplatifomu kufanele libe yileyo mali obungakwazi ukuyilahlekelwa yonke ungashintshi lutho olunye ekuphileni kwakho. Leso yiseluleko esihlakaniphile ngaphansi kwanoma yiliphi ilayisensi, futhi siba yisona sonke isivikelo sakho lapho indlela yasekhaya yokufuna isixazululo ingekho. Amanani amancane ashicilelwe akwenza kube lula ukulandela lokho, njengoba idiphozithi ingaqala kumadola ayishumi kanti i-trade iqale kwelilodwa.

Ukuqapha, hhayi ilebula. I-broker engenalayisensi eNingizimu Afrika ayiyona ngokuzenzakalelayo enganembeki, kanti enelayisensi yasekhaya ayilungile ngokuzenzakalelayo. Ukulawulwa kushintsha okwenzekayo lapho kukhona okungahambi kahle; akushintshi ukuthi imakethe iya yini ngakolunye uhlangothi.

I-IQ Option ayinakho ukugunyazwa kwe-FSCA, okususa indlela yasekhaya yokufuna isixazululo kunokwenza iplatifomu ingabi semthethweni kubantu baseNingizimu Afrika ukuyisebenzisa.

Lapho Ukungabaza Kuvela Khona

Iningi lokungabaza kwaseNingizimu Afrika lilandeleka liye ezimweni ezintathu eziphindaphindekayo, kanti azikho ezidinga ukungathembeki ukuze zichazwe. Ukuqonda ukusebenza okungemuva kwesimo ngasinye yikho okwehlukanisa isizathu sangempela sokukhathazeka nokugudlana okujwayelekile.

1. Ukuqinisekiswa okufika ngesikhathi senkokhelo. Ukuqinisekiswa kobunikazi kumele kuqedwe ngaphambi kokuba ukukhipha kukhokhwe, kodwa akukho okuvimba i-akhawunti engaqinisekisiwe ukuba ifake imali, ihwebe futhi yakhe ibhalansi. Ngakho ukuhlolwa kufika ngqo lapho umuntu efuna imali yakhe, kanti ngaphakathi lokho kuzwakala njengesithiyo esisungulwe khona lapho. Akunjalo; kuyisidingo esijwayelekile esifezekiswa sekusephuzile ohlelweni. Amadokhumenti avame ukudingeka yi-ID enesithombe kahulumeni, ubufakazi bekheli, nobufakazi bokuthi ikhadi ngelakho lapho ikhadi lasetshenziswa. Asikho isikhathi sokubuyekeza esisemthethweni esishicilelwe, ngakho leli khasi ngeke licaphune esisodwa; amadokhumenti acacile asegameni lomnini we-akhawunti yiwona akuqhubekisayo.

2. Isikhathi senkokhelo esifundwa njengokwenqatshwa. Kusebenza amawashi amabili kanti abantu babala elilodwa kuphela.

IndlelaIsikhathi esishicilelweIwashi labani
Ukucubungula kwe-IQ OptionKufike ezinsukwini ezi-3 zomsebenzi ezindleleni eziningiUmsebenzisi weplatifomu
I-e-walletNgokuvamile izinsuku ezi-1 kuya kwezi-3 zomsebenziCishe kusukela ekuqaleni kuya ekugcineni
I-wire transferKufike ezinsukwini ezi-3 zomsebenziCishe kusukela ekuqaleni kuya ekugcineni
Ikhadi lasebhangeNgokushesha ohlangothini lwe-IQ Option, kufike ezinsukwini ezingu-21 zomsebenzi ebhangeIkakhulukazi ibhange
Ukudluliselwa kwemali ebhange lasekhayaIzinsuku ezi-1 kuya kwezi-8 zomsebenzi kuye ngebhangeIkakhulukazi ibhange

Inkokhelo yekhadi emakwe njengeqediwe ngosuku lokuqala ingekho ngosuku leshumi nambili isaphakathi kobubanzi obushicilelwe. Umuntu okuleso simo obhala ukuthi ukukhipha kwakhe imali kwavinjelwa uchaza isimo sangempela nesiphetho esingalungile.

Le nkinga efanayo yamawashi amabili ichaza ukuthi kungani inkokhelo eyodwa efanayo ingachazwa njengesheshayo ngomunye umhwebi bese ichazwa njengemile ngomunye. Umuntu okhipha imali eyisa ku-e-wallet ngaphakathi kwewindi elishicilelwe lezinsuku ezi-1 kuya kwezi-3 ubona insizakalo ebushelelezi. Umuntu okhipha imali eyisa ekhadini akaboni lutho amasonto amabili ngenkathi uhlangothi lomsebenzisi weplatifomu selwaqeda. Bobabili banikeza imibiko enembile ngeplatifomu efanayo, kanti kushintshe indlela kuphela.

3. Ukulahlekelwa, kusolwa iplatifomu. Ama-CFD nama-digital options angamathuluzi anesikhathi esifushane nobungozi obuphezulu, kanti ukubala okuqotho wukuthi idiphozithi ingaphela nya. Uma kwenzeka, umuzwa womuntu wukubheka imbangela engaphandle kwezinqumo zakhe, kanti iplatifomu yiyona nto eseduze. Yingakho inani lezikhalazo kulo mkhakha likutshela okuncane kakhulu kunalokho okubukeka sengathi.

Iphethini yesine ivela ezingxoxweni zaseNingizimu Afrika ngokukhethekile: umcabango wokuthi inkinga yenkokhelo kumele iqale ku-broker. I-EFT yasekhaya isebenza ngesango elikuvumela ukhethe ibhange elinesinyathelo se-OTP, kanti i-OTP engafiki, ibhange elihlanganisa iqoqo lezinkokhelo ubusuku bonke, noma ukudluliswa kwemali okubanjelwe ukuhlolwa kwebhange konke kuyizinto iplatifomu engazibangi futhi engazibonayo. Ukuthola ukuthi inkokhelo ime kuphi ngempela kuyisinyathelo sokuqala esisizayo, kanti ngokuvamile akukho lapho abantu becabanga khona.

Eminye imithombo emibili yokungabaza ihlala ngaphandle komsebenzisi weplatifomu ngokuphelele. Abathengisi bamasiginali nabathengisi bamarobhothi bangaphandle basebenzisa igama le-broker kanti abanabo ubudlelwane nayo, futhi izithembiso zabo azinakuqinisekiswa; umsebenzisi weplatifomu akathengisi mkhiqizo onjalo. Kanti ama-APK aphakethwe kabusha avela kumasayithi okwabelana ngamafayela angabukeka efana ncamashi ne-client yangempela ngenkathi enza okunye ngokuphelele, yingakho ukulanda kufanele kuvele ekhasini lomsebenzisi weplatifomu uqobo.

Okungaba yisizathu sangempela sokukhathazeka. Ukwenqaba ukukhokha kungashiwo sizathu ngemva kokuba ukuqinisekiswa kuqediwe; amanani angalandeli imakethe engaphansi; inhlangano engenakuhlonzwa nhlobo; ukucindezelwa ukuba ufake imali eyengeziwe ukuze ukukhipha kukhululwe. Lezo yizinto okufanele uziqaphele, kanti ziwuhlobo oluhlukile kulayini wokulinda.

Isikhathi sokuqinisekiswa, izinkokhelo zamawashi amabili nokulahlekelwa ekuhwebeni kuchaza iningi lezikhalazo, ngenkathi izizathu zangempela zokukhathazeka kungukungakhokhwa okungachazwanga nezinhlangano ezingalandeleki.

Isiphetho Esilinganiselwe

Ubufakazi busekela impendulo enezingqimba kunempendulo yegama elilodwa: ibhizinisi langempela elinelayisensi yangempela yaseYurophu engakumbozi, akukho ukugunyazwa kwe-FSCA, kanye nomkhiqizo ongakulahlekisela ngediphozithi ngokwawo.

Akuwona umsebenzo wokungena uphume. Izinhlangano ezibonakalayo, ilayisensi eshicilelwe engalweni ye-EEA, ukuhlukaniswa okushiwoyo kwemali yamaklayenti, ukucwaningwa kwamabhuku, ukuthobela i-PCI DSS 4.x, ukuba khona ezitolo zama-app nemisebenzi yenkokhelo ebhaliwe konke kukhomba ndawonye. Inkohliso eyakhelwe ukuthatha amadiphozithi bese inyamalala ayivamile ukwakha ukuhlanganiswa kwe-EFT yasekhaya noma ukusebenzisa i-akhawunti yokuzijwayeza engenamkhawulo.

Ayikho ngaphandle kobungozi nayo, futhi ngezizathu ezimbili ezihlukene. Esokuqala ngesokulawulwa: ukungabi khona kokugunyazwa kwe-FSCA kusho ukuthi ayikho indlela yasekhaya yezikhalazo, ayikho i-ombud futhi alukho uhlelo lwesinxephezelo lwaseNingizimu Afrika, ngakho indlela yakho yokufuna isixazululo yinqubo yomsebenzisi weplatifomu uqobo. Esesibili ngesomkhiqizo: ama-CFD nama-digital options angathatha idiphozithi yonke, kanti lokho bekuzoba yiqiniso ngaphansi kwanoma yiliphi ilayisensi.

Kufanelekile futhi ukusho ukuthi yibuphi kulobo bungozi obubili obungenzeka kakhulu ukuthi bufike kuwe. Ubungozi bokulawulwa bungobangempela kodwa imiphumela yabo ayivamile; iningi labanikazi bama-akhawunti alukaze luhlole nhlobo umbuzo wendlela yokufuna isixazululo. Ubungozi bomkhiqizo buthinta cishe wonke umuntu ohwebayo, futhi bukwenza ngokushesha. Uma wabela ukunaka kwakho, chitha okuningi kwakho ekulinganiseni izikhundla kunasempikiswaneni yamalayisensi, kodwa usaxazulula umbuzo wamalayisensi ngaphambi kokufaka imali.

Umbono onolwazi, oqaphile. Uma unquma ukuqhubeka, lezi zinyathelo azibizi lutho futhi zisusa iningi lalokho abantu abagcina sebekhalaza ngakho.

  1. Sesha uhlu lwe-FSCA wena ukuze isimo samalayisensi sibe yinto oyiqinisekisile kunento oyifundile.
  2. Sebenzisa i-akhawunti yamahhala yokuzijwayeza kuqala, uyinike isikhathi sangempela. Iqala ngo-$10 000 wemali eyi-virtual, igcwaliswe kabusha uma ucela, ayinamkhawulo wesikhathi futhi isebenzisa amanani abukhoma, ngakho lokho okufundayo kuyadluliseka.
  3. Qeda ukuqinisekiswa kwe-akhawunti ngesonto lakho lokuqala, ngenkathi kungekho lutho olusengozini.
  4. Qala kudiphozithi encane engu-$10 noma eduze kwayo bese usebenzisa i-trade encane engu-$1 ukusabalalisa ubungozi ngenkathi ufunda.
  5. Yenza ukukhipha okukodwa okuncane kusenesikhathi, ngaphezu kokuncane okungu-$2, ukuze nje ubuke umjikelezo wonke usebenza.
  6. Gcina irekhodi elicacile lediphozithi ngayinye nesicelo senkokhelo ngasinye ngosuku lwaso, indlela nenkomba.
  7. Yiziba noma yini ethengiswa njengensizakalo yamasiginali noma irobhothi le-IQ Option; leyo yimikhiqizo yabanye engahlangene nayo.
  8. Ungalokothi ufake ku-akhawunti imali esivele inomsebenzi, futhi phatha idiphozithi njengemali ongayilahlekelwa.

Into eyodwa leli khasi elingakuniki yona ngamabomu ngamaphuzu. Inombolo ibizocindezela umehluko owodwa obalulekile, wukuthi ubufakazi ngenkampani nesahlulelo ngokubekezelela kwakho inqubo yaphesheya kuyizinto ezihlukene. Okokuqala kungacwaningwa futhi kubekwe ngenhla. Okwesibili kungokwakho, kuncike ebukhulwini bemali ebandakanyekayo, futhi akunakwenziwa umbuyekezi.

Umbuzo ofanele ukubuzwa akuwona ngempela owokuthi ingabe i-IQ Option iyethembeka yini. Ngowokuthi ingabe ubudlelwane baphesheya obungenayo indlela yasekhaya yokufuna isixazululo buyilokho ozimisele ukungena kukho ngenxa yomkhiqizo owutholayo. Abaningi baseNingizimu Afrika baphendula ngokuthi yebo amehlo abo evulekile, kanti abaningi baphendula ngokuthi cha ngezizathu ezizwakala kahle. Zombili izimpendulo zingaba yizo; okuzenza zibe yizo wukuthi ufinyelele kuzo ngobufakazi kunokufinyelela kuzo ngesihloko sephephandaba.

I-IQ Option ibukeka njengomsebenzisi wangempela ongenakho ukugunyazwa kwasekhaya, ngakho isinqumo sangempela wukuthi uyayamukela yini inqubo yaphesheya njengendlela yakho yokuphela yokufuna isixazululo.

Imibuzo ebuzwa abafundi

Ingabe i-IQ Option iyethembeka eNingizimu Afrika?

Iyibhizinisi elikhona ngempela nelibonakalayo elinezinhlangano ezisebenzayo eziqanjiwe, ilayisensi ye-CySEC engalweni yayo yaseYurophu nezivikelo ezishicilelwe zemali yamaklayenti. Ayigunyaziwe yi-FSCA, ngakho isebenza lapha ngaphandle kokubhekwa ngumlawuli wasekhaya. Zombili lezi zitatimende ziyiqiniso ngasikhathi sinye.

Ingabe i-IQ Option ingumsebenzo wokungena uphume?

Ubufakazi abusekeli leyo ncazelo. Umsebenzo onjalo awunayo inhlangano elandelekayo futhi awunayo inhloso yokukhokha; i-IQ Option ishicilela izinhlangano zayo, inombolo yayo yelayisensi yengalo ye-EEA nemisebenzi yenkokhelo enemininingwane. Lokho akufani nokusho ukuthi imali yakho ivikelekile ngendlela ebizovikeleka ngayo ku-FSP yasekhaya.

Ingabe kuphambene nomthetho ukuthi umuntu waseNingizimu Afrika asebenzise i-IQ Option?

Cha. Ukuhweba ne-broker engenakho ukugunyazwa kwe-FSCA akuphambene nomthetho kubantu baseNingizimu Afrika, kanti abaningi basebenzisa amaplatifomu aphesheya ngamabomu. Odela kona yindlela yasekhaya yokufuna isixazululo, hhayi ukuba semthethweni.

Iyiphi ilayisensi i-IQ Option enayo, futhi ingimboza yini?

Ilayisensi ye-CySEC engu-247/14, ephethwe yi-IQBroker Europe Ltd eCyprus, inombolo yokubhalisa HE327751. Imboza amaklayenti aleyo nkampani e-European Economic Area. AbaseNingizimu Afrika basetshenzelwa yi-SKY LADDER LLC e-Antigua naseBarbuda, inombolo yokubhalisa ILLC 004, ngakho ukumbozwa yi-CySEC akusebenzi ku-akhawunti yaseNingizimu Afrika.

Kungani abantu bethi ukukhipha kwabo imali kwavinjelwa?

Ngokuvamile ngoba ukuqinisekiswa bekungakaqedwa, noma ngoba bekubalwa iwashi lomsebenzisi weplatifomu kuphela. I-IQ Option icubungula ukukhipha okuningi phakathi nezinsuku ezingafiki ku-3 zomsebenzi, bese ibhange lengeza isikhathi salo, kufike ezinsukwini ezingu-21 zomsebenzi ekhadini. Inkokhelo ekulelo windi iyaqhubeka, ayenqatshiwe.

Ngingasihlola kanjani mina isimo sokulawulwa?

Sesha uhlu lwe-FSCA lwabahlinzeki bezinsizakalo zezezimali ngegama lenhlangano, bese ufunda ikhasi lokulawulwa le-IQ Option ukuze ubone ukuthi yiyiphi inkampani esebenzela amaklayenti angaphandle kwe-EEA. Ukwenza kokubili kuthatha imizuzu embalwa futhi kusho ukuthi isinqumo sakho sisekelwe emithonjeni eyinhloko kunokusekelwa kunoma yikuphi ukubuyekezwa, kufaka phakathi lokhu.

Yini ngempela engaba yisizathu sangempela sokukhathazeka?

Ukwenqaba ukukhokha kungashiwo sizathu lapho ukuqinisekiswa sekuqediwe, amanani angalandeli imakethe yangempela, ukucindezelwa ukuba ufake imali eyengeziwe ngaphambi kokuba ukukhipha kukhululwe, noma umsebenzisi onenhlangano yomthetho engenakuhlonzwa nhlobo. Amalayini okulinda ajwayelekile nezicelo zokuqinisekiswa akukho kulolo hlobo.